How to Become a Surrogate in Indiana: A 2025 Guide

If you are a Hoosier considering becoming a surrogate — often referred to by the more traditional term, surrogate mother — there are a few important things to know about the process. This article will provide a guide to the steps involved in becoming a gestational surrogate in Indiana and offer tips on how to navigate the process smoothly.

Top surrogacy questions in Indiana:

What’s the law on surrogacy in Indiana

Indiana’s family laws, including its adoption laws, do not prohibit surrogacy, and so Indiana is generally considered a surrogacy-friendly state.

How much do surrogates get paid in Indiana?

Typically, surrogates in Indiana can expect to receive compensation in the range of $30,000 to $50,000, although this can vary depending on a number of factors, including prior experience as a surrogate, medical and lifestyle history, and the specific terms of the surrogacy arrangement being entered into.

Surrogate compensation in Indiana typically consists of:

  • Base compensation: $30,000–$50,000
  • Additional compensation for carrying multiples (typically $5,000-$10,000 per additional baby)
  • Coverage of all medical expenses including prenatal care, delivery, and post-delivery care
  • Comprehensive health insurance if you don’t already have suitable coverage
  • Life insurance policy for the duration of your surrogacy journey
  • Reimbursement for travel and related costs to medical appointments
  • Monthly allowances for maternity clothing, prenatal vitamins, and other pregnancy-related expenses
  • Lost wages coverage if you need to miss work for surrogacy-related appointments

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Why Become a Surrogate?

Emotional Rewards

Surrogacy is life-changing, not just for intended parents but for surrogates, too. Many describe the experience as deeply fulfilling, knowing they’ve helped bring a child into the world for a family in need.

Financial Stability

Beyond the emotional aspects, surrogacy can provide financial benefits that help surrogates achieve personal goals, whether paying off student loans, saving for a home, or supporting their own families.

The Surrogacy Process in Indiana: Step-by-Step


Understand the Requirements

Before you embark on your journey as a gestational surrogate in Indiana, it’s crucial to understand the legal and medical requirements. Surrogates must typically meet the following criteria:

  • Be between 21 and 40 years of age.
  • Have a healthy Body Mass Index (BMI) within a certain range.
  • Have at least one previous successful pregnancy and be raising your child.
  • Be a non-smoker and drug-free.
  • Be emotionally stable and committed to the process.

Research Surrogacy Agencies

Choosing a reputable surrogacy agency is a crucial step. Research and contact surrogacy agencies in Indiana and neighboring states. Ensure that the agency you select has a good track record and can provide the necessary support and guidance throughout your surrogacy journey.

Medical and Psychological Evaluations

You will undergo thorough medical and psychological evaluations to ensure you are physically and emotionally fit for surrogacy. The intended parents will also undergo fertility treatments to create embryos.

Consult with a Reproductive Attorney

Consult with a reproductive attorney who specializes in surrogacy in Indiana. They will help you understand the legal aspects of surrogacy, draft a surrogacy contract, and ensure your rights and the intended parents’ rights are protected throughout the process.

Match with Intended Parents

A good surrogacy agency will help match you with intended parents who share similar values and expectations. Building a strong relationship with the intended parents is crucial for a successful surrogacy journey.

Legal Process

With the help of your reproductive attorney, you will finalize the surrogacy contract, addressing important issues like compensation, medical expenses, and other details. In Indiana, as in neighboring Ohio and other states in the Midwest such as MinnesotaWisconsinMissouri, and Iowa, the birth certificate will list the intended parents as the legal parents. 

Medical Procedures

Once the legalities are in place, you will undergo medical procedures to prepare your body for embryo transfer. This may involve hormone treatments and regular medical check-ups.

Post-Birth Process

After the birth, the baby will be handed over to the intended parents, as specified in the surrogacy contract. Legal procedures will be completed to ensure the baby’s legal parentage is transferred to the intended parents.

Pregnancy and Delivery

Once the embryo is successfully implanted, you will go through a typical pregnancy under the guidance of medical professionals. You will receive ongoing support from your surrogacy agency and intended parents.

Emotional Support

Throughout the entire surrogacy process, it’s essential to have a strong support system. Consider joining support groups for surrogates or seeking counseling if needed, to help you navigate the emotional aspects of surrogacy.

Take the first step on your journey

Keely and the journey coordinator team have are ready to answer every question, and create a tailored journey according to your individual needs and expectations

Flexible benefits package

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Dedicated journey coordinator

Fantastic parent matches

A seamless experience

An amazing community

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